P propCALC.uk
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propcalc.uk by Propreneur Free UK calculators · no sign-up
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Deal strategies

Strategy R2R SA BTL HMO BRR Flip BMV Commercial Development

Financial & quick tools

NPV / IRR DSCR Multiples CoC / ROE LTV Breakeven SDLT Bridging Mortgage Yield BTL ROI Void Skip CGT Affordability Refurb Snagging

About this calculator

Free UK property calculator with show-your-working steps. No sign-up required to run numbers.

Related tools

Did you know?

Pair propcalc with market-data tools for comps; use these calculators to decide if the deal actually stacks after all costs.

UK context

House in Multiple Occupation: 5+ unrelated occupants needs a mandatory licence (Article 4 may extend that to smaller HMOs). Most lenders cap at 6 lettable rooms without commercial finance.

Calculator

HMO

Full HMO model: room rents, voids, licence and opex, mortgage, cashflow, breakeven occupancy, and cash-on-cash.

Inputs

Property and income

Operating costs (annual unless noted)

Setup and investment

Run calculator

Runs against the live API. Nothing is stored. Use Sign up to save results.

Sensitivity scenarios

Sign up to save deals

Create a free Propreneur account to save these numbers against a property.

Optional overrides - mortgage estimate for BTL / commercial

Uses offer price, monthly rent, and monthly expenses (x12 as annual opex) from the form above.

Show working

See every formula, your numbers plugged in step by step, and where each cost comes from. No other UK property calculator shows its maths like this.

Save your numbers and get the next step

Email yourself this run so you do not have to rebuild it later. We will include the result, the assumptions, and the next Propreneur step for saving deals and tracking follow-up.

Run the calculator first. The email uses your latest numbers.

Phone is optional and only for direct follow-up. You can keep calculating without submitting this form.

Saved - check your inbox shortly.

Create a free Propreneur account to keep calculators, deal notes, follow-ups, and portfolio tracking in one workspace.